FinTech
Use Cases in 2019

EGO Creative Innovations

In 2019, we’re still in the midst of the digital revolution. Every industry is being disrupted. Financial services were the first to undergo successful digital transformation from traditional banking to progressive mobile banking.

Welcome to Banking 2.0, based on mobile services and payments! If your retail-related processes are not yet mobile, it’s high time for your business to join the battle for client loyalty. Be a winner!

Benefits for a financial services provider

Automated operations with potential machine learning integration
Boosted users’ loyalty with personalized sales channels

EGO Creative Innovations’ experience

14 years
In total and 3 years in FinTech
60+
In-house software experts
10+
FinTech projects delivered
1M+
Monthly users

project 1/3

B2B banking solutions provider

Client

The System Works Pty, TSWG™, AustraliaTSWG is the b2b banking solutions provider, committed to help financial institutions connect with their existing and new customers.

Functionality

Intuitive and secure mobile banking app for customers’ access to their accounts on the run. A corporate banking b2c solution.

App users

Сorporate clients using financial services (insurances, loans, mortgages) and wiring online payments.

Challenge

Development of a mobile application with different UI for different corporate customers which would personalise product offerings to the their end-clients and adapt to ever-changing customer expectations.

Solution

We tailored the app UI to provide a remarkable bank customer experience in daily routine to purchase and do online payments (utilities bills, loan and mortgage payments, tuition fees, medical bills, etc):

  • App should be user-friendly
  • Only the most important features offered (no unnecessary fancy features and visual elements)

Budget:
US$303,479

Project Duration:
Nov 2016 - March 2018

Currently both iOS and Android versions have been successfully commercialized. See 2 examples below.

app use cases 1

Adopted functionality

Easy payments straight from the client’s smartphone.

Client

Client’s name is under NDA, Australia

Special features

Full PayID support

Improved self-service including password reset, card management and customisable daily limits

Biometric ID log in (fingerprint or FaceID)

Bank branch locator

Access to support and secure messaging.

App store rating 4.0

Downloads 1K+

app use cases 2

Client

Client’s name is under NDA, Australia

Adopted functionality

Easy payments straight from the client’s smartphone.

Special features

Face ID login

Calculators to estimate affordability, repayments, stamp duty and more

Separate BPAY and Payee limits

Nearest office locator

App store rating 4.8

Downloads 1K+

project 2/3

A loans provider

Client

The final client’s name is under NDA, Australia. It’s a loans provider.

Functionality

The web platform to provide a 24/7 access to the financial products.

Special features

Authentication (SMS password to confirm the identity of a customer)

Download forms, printing, export to PDF and CSV

Web app users

  • Self-employed mortgage takers and loan borrowers
  • Partners (loan providers)

Monthly visitors 10K+

Monthly loan applications 600+

Challenge

A digital (mobile) transformation of financial products. TSWG approached us to develop an online banking system with 99.85% availability for their clients.

Solution

We focused on few features:

  • Data user-friendly
  • Admin and customer access levels
  • Web and mobile browsers support

Budget:
US$62,059

Project Duration:
February – July, 2016

project 3/3

A mobile mortgage and loan platform

Client

The final client’s name is under NDA, US. It’s a mobile mortgage and loan platform.

Functionality

The web application to automate and accelerate the digital loan application.

Special features

Deep learning

Nearest office locator

Web app users

Mortgage brokers, mortgage bankers and banks

Monthly visitors 3K

Monthly loan applications 400+

Challenge

A digital (mobile) transformation of decision making - a simplified and streamlined process that leads to clean and accurate approvals.

Solution

A cloud-based mortgage software with an intelligent interactive questionnaire.

Budget:
US$38,000

Project Duration:
MARCH – SEPTEMBER 2016